Supplementary dental insurance comparator

The compulsory basic insurance in Switzerland LAMal only covers dental treatment if they result from a serious illness or accident.

Routine dental treatment, on the other hand, is not included in KVG/LAMal insurance. This means that if you haven't taken out supplementary dental insurance, you'll personally have to bear the costs associated with items such as cavity treatment, annual dental check-ups, scaling, routine dental problems, orthodontics (including diagnostics, appliances and tooth and jaw correction), implants, root canals, dentures, crowns, and many others.

This is why supplementary dental insurance in Switzerland plays an essential role in the health of your teeth so that all your dental care, including basic dental treatment and more complex dental care such as orthodontics, is covered and reimbursed.

Dental benefits vary from insurance to insurance, but as a general rule, they include coverage for both essential and complementary dental treatments. Essential dental care generally includes regular check-ups, X-rays and basic care such as extractions. Complementary dental care covers more advanced procedures such as crowns, bridges and orthodontic treatment.

When it comes to children, in fact, their dental health is particularly important, as healthy teeth promote general well-being. So they help maintain healthy teeth and a bright smile for your children. Supplementary dental insurance is therefore essential to ensure that their dental needs are taken care of when necessary. These insurances generally cover a wide range of dental treatments, including routine dental care such as cleanings and scaling, as well as more specific dental care such as orthodontics and many others, care that children generally need the most.

Orthodontics, in fact, is often covered by supplementary dental insurance for children in Switzerland. These orthodontic treatments aim to correct dental problems, including misaligned teeth, which can have a positive impact on long-term oral health.

Dental care is essential for maintaining optimal oral health, but the costs associated with dental treatment can quickly become high. That's why one of the main concerns for many Swiss people when considering dental insurance is the cost of premiums. Dental insurance premiums vary according to several factors, including age, geographic region and the level of coverage chosen. It's important to note that premium costs can also depend on the type of dental treatment included in the coverage.

Supplementary dental insurance in Switzerland is designed to offer a variety of levels of cover, from basic dental care to more complex dental treatment. These policies can include coverage for annual dental checkups, cavity treatment, orthodontics, implants, root canals, crowns, and much more. Your choice of coverage will largely depend on your individual dental needs and budget.

When comparing different dental insurance options in Switzerland, it's important to take into account the cost of monthly or annual premiums, but also to consider the amount of the deductible and the share of costs the insurance covers for each type of dental treatment. Selecting the right dental insurance can help reduce the financial burden associated with dental treatment, allowing you to maintain your oral health without worrying about unexpected costs.

Subscribing to supplementary dental insurance in Switzerland can be a financially sound decision for managing the costs of dental treatment. By carefully evaluating premiums, coverage, individual needs and benefits offered, it's possible to find dental insurance that offers financial peace of mind for you and your family. Here's our advice based on your profile:

In the case of level 1 cover, Swica places very well with a maximum cover of CHF 1,000. However, rates rise rapidly for level 2 cover, where Sanitas offers excellent value for money.

It's in the case of level 3 cover that Groupe Mutuel stands out, with capped cover of 15,000 francs a year for a premium of around 30 francs. Sanitas also has an excellent offer for smaller budgets.

For Supplementary Level 1 cover, Swica remains the best value for money with 100% cover capped at 1,000 francs, then gives way to Sanitas for Level 2 cover, which stands out significantly from competing health insurers with a premium halved compared to Helsana.

In the case of level 3 cover, Groupe Mutuel remains the best offer, with a colossal reimbursement ceiling and a monthly premium to suit all budgets.

In conclusion: Understanding the essential role of supplementary insurance is key to tackling life and its ups and downs with peace of mind. That's why Comparea answers all your questions part by part. In this article, we explain the different solutions for good dental hygiene.

Please do not hesitate to contact us with any questions you may have, or ask your dentist for advice on which essential benefits and services should be primarily covered.

The compulsory basic insurance in Switzerland LAMal only covers dental treatment if they result from a serious illness or accident.

On the other hand, as said, dental and orthodontic services or the like are not included in LAMal insurance. This means that if you haven't taken out supplementary dental insurance, you're personally responsible for the costs, and as a general rule, the tariff can quickly become high. Routine check-ups at the dentist once a year may still be manageable, but in the case of dentures or wisdom teeth extraction, this can quickly become problematic. What's more, if you have a child and need braces (generally a service in great demand among younger children), this type of orthodontic service is extremely costly. So it's a good idea to take out a supplementary dental plan for just a few francs a month. This will enable the health insurance company to either cover the full cost, or pay for part of it.