Household liability insurance comparison

  • Compare from the widest range of insurers in Switzerland
  • Save up to 25% by comparing your household insurance!
finger up
Google Review

670+ Google customer reviews

91% of our users

recommend us

180,000+ users

trust us

100% Free

and without obligation

Partner to the biggest companies


They chose Comparea for their insurance!

Benjamin L.December 2023Very pleasant and informative meeting(Translated from french) Very pleasant and informative meeting, very good advice, Déborah is a very friendly person, patient to explain the whole system and the possibilities, really great advisor, tip top!
Heritage F.December 2023Very satisfied with the customer service(Translated from french) Very satisfied with the customer service. Thanks to Andy for your clear explanations and support in creating my membership file.
Victoria D.May 2023Professionalism and speed(Translated from french) Professionalism and speed. I can recommend this company with my eyes closed.
0 min
Household inventory insurance in Switzerland is a form of insurance that offers protection for personal property and possessions inside your home. It aims to cover loss or damage caused by events such as theft, fire, water damage or other natural disasters.
Household inventory insurance works by allowing you to declare the value of your personal possessions and take out an insurance policy accordingly. You'll need to provide an estimate of the total value of your possessions, including furniture, appliances, clothing, jewelry, electronics, etc.

Household inventory insurance: A multi-risk policy

Once you've taken out household inventory insurance, your possessions will be covered in the event of theft, accidental damage or destruction caused by events specified in your policy. Coverage may vary depending on the insurance company and policy you choose.
It's important to note that household inventory insurance generally does not cover professional or commercial property , motor vehicles, pets or high-value items such as works of art or collectibles. For these specific assets, you may need additional insurance.

Comparea helps you see more clearly

In the event of a claim, you will generally report the incident to your insurance company as soon as possible. You'll need to provide proof of ownership, such as purchase invoices, photos or a detailed list of damaged or stolen goods. Your insurance company will then assess the claim and compensate you based on the value of the property lost or damaged, less any applicable deductible.
It is recommended that you keep an up-to-date inventory of your property to facilitate the claims process in the event of a loss. You can keep purchase invoices, take photos of your belongings and keep them in a safe place, or use mobile apps specially designed for household inventory.
Antoine Léger
Updated on: 22/01/2024Written by Antoine LégerHead of non-life insurance department at Comparea.
To learn more about our team click here.

Insurance news