Desensitization: What does KVG/LAMal cover?

Basic health insurance covers allergy medication prescribed by a doctor. Note that allergy treatments are often inexpensive. There will be no need to adjust your deductible for these expenses.

Basic insurance also covers desensitization treatments if the practitioner draws up an agreed invoice and applies the current tariff.

On average, a desensitization treatment can cost between 2,000 and 3,000 francs, but will therefore be fully covered by basic insurance (LAMal) There will therefore be no need to take out supplementary insurance.

Allergy treatments are offered through natural medicine. The majority of these treatments are covered by basic insurance in cases where they are carried out by a licensed doctor or therapist.

However, the majority of therapists as well as methods are not recognized by the LAMal and are not reimbursed.

In this case, it will therefore be necessary to take out supplementary insurance covering alternative medicine.