All about the Migros mortgage model

Migros is a bank offering simple banking solutions. Today, it is making its mark on the mortgage market, thanks to its accessibility and the attractiveness of its solutions.

Migros offers you a fixed-rate mortgage. You can take advantage of a rate between 2.40% and 2.77%.

The SARON mortgage is also an opportunity to seize with Migros. You'll be able to take advantage of fluctuating market rates.

Finally, you can also opt for the variable-rate mortgage. If you don't benefit from an unlimited term, as with the SARON mortgage, you can opt for direct or indirect amortization. Nor is there any minimum amount to borrow.

The environmentally conscious retailer offers benefits if you invest in a home that meets certain energy-efficiency criteria. You'll be able to enjoy a 0.15% reduction in your rate.

For your first mortgage with Migros, you'll also benefit from the Start discount. It corresponds to a reduction of 0.15% over the first 5 years of your mortgage. This gives you the opportunity to make substantial savings over time.