All about the Generali mortgage model


670+ Google customer reviews

Avis Home Highlight
0 min
Generali is an insurance company operating in Switzerland. It also offers several mortgage models, depending on your profile. In particular, it stands out for its advantageous rates, if you choose a fixed-rate mortgage.

Equity for a mortgage with Generali

To qualify for a mortgage with Generali, you need to bring in at least 20% of the purchase price in equity. You can use 10% available capital, and 10% from your pension fund or a 3rd pillar withdrawal.

A suitable mortgage model with Générali

With the fixed-rate mortgage, you'll enjoy a rate of between 2.35% and 2.95%. This formula is particularly suitable for those who wish to anticipate their expenses over several years. You can also choose the variable-rate mortgage, with an interest rate calculated according to market trends.

The duration of a mortgage with Generali

Traditionally, a mortgage with Generali can last between 2 and 10 years. It's important to note that when your creditworthiness is high, the insurance company can offer you a mortgage over a 15-year term. The mortgage is potentially renewable, after renegotiation with your advisor. In the event of early repayment, you will have to pay financial penalties.
Valery Chantepy
Updated on: 31.01.2024Written by Valery ChantepyHead of mortgage department at Comparea
To learn more about our team click here.