All about the BNC mortgage model

BCN is not only the bank of the canton of Neuchâtel, but has conquered the whole of Switzerland. It offers you quality products, such as its mortgage loan formulas. You can also take advantage of online services, such as its mortgage calculator, ideal for projecting your future.

To qualify for a mortgage with BCN, you must have 20% equity. 10% must be free equity. The remaining 80% will be financed by a fixed-rate, variable-rate or SARON mortgage.

Mortgages are often offered without insurance. With its Hyposafe mortgage model, BCN is revolutionizing the market. You can take advantage of a mortgage that includes coverage in the event of death. The latter is designed to guarantee the second rank of your mortgage, to protect your loved ones and your assets.

BCN's Hypoflex formula offers you more flexibility than a conventional mortgage. If you sell the property before the contract expires, you can repay your loan early. There are no financial penalties.