All about AXA's mortgage model

AXA is a French group originally specializing in insurance. For some years now, it has been offering various banking products, such as mortgages. In Switzerland, it is possible to access several types of mortgage to realize a real estate project.

AXA provides you with a practical mortgage calculator. You can enter your equity, the purchase price of the property and monthly payments. Unlike other brands, it also lets you enter your age range, for a simulation that's closer to reality.

AXA offers several types of mortgage. You can opt for a fixed rate, currently between 2.28% and 2.75% depending on the term. It's also possible to opt for a variable-rate mortgage, adapted in line with market rates. The SARON mortgage is also on a roll, with indexation to this Swiss indicator.

With AXA, you'll have to comply with the 80/20 rule. This means that out of the total project amount, you'll need to bring in at least 20% equity, in order to be lent the remaining 80%.